Non-Magi Medicaid is the eligibility system for seniors (65+), blind, and disabled individuals, using different income/asset rules than the standard MAGI, (Modified Adjusted Gross Income – tax based) standards for most other individuals. Non-Magi individuals often need long-term care and are dual eligible for Medicare and Medicaid. This entails strict asset and resource limits and specific budgeting.
The income and resource levels for New York State have been announced with a few exceptions. We are still awaiting the New York State General Information System updates from the Department of Health. The items highlighted below are still waiting for the new 2026 levels.
UPDATED – 2026 Medicaid Allowance Levels
Maximum Community Spouse Resource Allowance $162,660*
Minimum Monthly Maintenance Needs
Spousal Income Allowance $4,066.50
Home Equity Limitation $1,130,000**
Medicaid Income and Resource Limits***
| SINGLE | COUPLE | |||
| 2025 | 2026 | 2025 | 2026 | |
| Monthly Income Limit | $1,800 | $1,800 | $2,433 | $2,433 |
| Resource Limit | $32,396 | $32,532 | $43,781 | $43,781 |
* Minimum of $74,820 or one-half of the married couple’s resources, up to a maximum of $162,660.
**The limitation does not apply if a spouse or minor, blind or disabled child is residing in the home.
***The monthly income and resource limits highlighted in blue are awaiting the new 2026 levels.